WHAT DO I DO NOW?
This is a question that many people are asking whether they are retiring, changing jobs, or going through a major change in their family (i.e. marriage, divorce, children, grandchildren, death of loved one, etc.).  Answering this question can be a daunting task, and we at Livingston Financial Group (LFG) believe that we can help you find the right answer to the question, "What do I do now?".  We will walk you through the process of making major financial decisions during the transitions in your life.

For over 20 years Livingston Financial Group has been a family firm that specializes in integrating our investment knowlege with your specific needs and concerns.  At the core of every strategy is our fundamental belief in helping you protect your hard earned money while seeking to provide a wide array of investment opportunities. 

At LFG we feel people should be aware of how their money is working. We encourage our clients to meet with us as often as necessary, at no cost, to develop and maintain a financial strategy that is specific to their needs. In an effort to achieve their individual goals, we offer a broad range of financial and insurance services. So, whether you need to create a financial portfolio or just want a second opinion…we can help!  Click here to contact us.

Based in Westminster, Maryland, we serve the greater Baltimore metropolitan area and South Central Pennsylvania.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

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Increase Your Protection

If your net worth exceeds the amount of liability coverage provided by your homeowners and auto insurance policies (each usually tops out somewhere between $300,000 and $500,000), you might want to consider an umbrella liability insurance policy.

TIPS for Managing Inflation

The U.S. Treasury issues a form of debt that helps protect investors from the effects of inflation: Treasury Inflation-Protected Securities (TIPS).

What’s in It for You?

The Economic Stimulus Act of 2008 contained favorable provisions that will benefit small business. It appears that the government wants to inspire businesses to spend freely, too.

HOT TOPIC: What's Ahead for 2009

Economists believe the U.S. economy probably entered a recession in late 2008, but a recovery could be in motion by the second quarter of 2009. What else might 2009 have in store?

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