WHAT DO I DO NOW?
This is a question that many people are asking whether they are retiring, changing jobs, or going through a major change in their family (i.e. marriage, divorce, children, grandchildren, death of loved one, etc.).  Answering this question can be a daunting task, and we at Livingston Financial Group (LFG) believe that we can help you find the right answer to the question, "What do I do now?".  We will walk you through the process of making major financial decisions during the transitions in your life.

For over 20 years Livingston Financial Group has been a family firm that specializes in integrating our investment knowlege with your specific needs and concerns.  At the core of every strategy is our fundamental belief in helping you protect your hard earned money while seeking to provide a wide array of investment opportunities. 

At LFG we feel people should be aware of how their money is working. We encourage our clients to meet with us as often as necessary, at no cost, to develop and maintain a financial strategy that is specific to their needs. In an effort to achieve their individual goals, we offer a broad range of financial and insurance services. So, whether you need to create a financial portfolio or just want a second opinion…we can help!  Click here to contact us.

Based in Westminster, Maryland, we serve the greater Baltimore metropolitan area and South Central Pennsylvania.
Calculators

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

More Calculators →

Newsletters

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

Understanding the Appeal of Share Buybacks

The amount of money devoted to corporate stock buybacks surged throughout 2010 and 2011 as large companies sought ways to spend their cash stockpiles and reward shareholders. This article looks at how corporate buybacks work, why they have become more common in the current economic climate, and what they typically mean for investors.

Tax Law Keeps S Corporations Attractive

S corporations are more common than C corporations and partnerships, perhaps because they are not subject to the corporate tax. Instead, profits and losses flow directly to shareholders, who are currently taxed at lower individual income tax rates. Read why reorganizing as an S corporation may be a smart move.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

More Newsletters →