Judy Gulley, ChFEBC, a Chartered Federal Employee Benefits Consultant and Financial Advisor for Livingston, she is a seasoned financial advisor to Federal employees and individuals of all ages and owners of small businesses. Judy’s greatest passion and expertise is taking the mystery out of retirement planning in a way that is simple and easily understood, without complex financial jargon or hard-sell tactics.
Judy can explain your benefits and their impact on you and your family along with helping you create your personal “strategy for life” to pursue gaining the full potential from your federal benefit package, review your total financial picture from a family perspective, including those items outside of federal benefits (such as spouse/partner’s benefits, 401(k)s, private sector IRAs, life insurance and others), to create a strategy that strives to help maximize the various financial pieces into a cohesive plan, keep you advised of any changes to federal benefits and how they affect you, and assist you in making financial choices and completing the appropriate forms to strive to reduce/eliminate costly mistakes and delays.
Judy was raised in a family business and has lived through the outcome of both good and bad financial decisions. This experience has provided her with the insight, compassion and attention to details she brings to make sure that your overall plan provides the outcome that suits your unique situation. She enjoys cooking, gardening, sailing and artistic endeavors from woodworking and sewing to renovating homes. Judy and husband Mike reside in St Petersburg, FL in their renovated 1920’s bungalow. In addition to her life experience and being a Chartered Federal Employee Benefit Consultant (ChFEBC), Judy holds additional professional credentials including Series 6, 7, 63 and 65 securities registration held through LPL Financial; Life, Health & Variable Annuity insurance license; Real Estate Broker’s license and a Certified Long-Term Care (CLTC) designation.